Why You Need Commercial Auto Insurance

Operating vehicles exposes your business to a range of risks, from accidents to theft. Personal auto insurance policies typically do not cover vehicles used for business purposes, making commercial auto insurance essential for:

• Financial Protection: Covers repair or replacement costs for your vehicles after an accident or damage.
• Liability Coverage: Protects your business from legal claims if one of your drivers is at fault in an accident causing injury or property damage.
• Compliance: Meets state and federal requirements for businesses operating commercial vehicles.

Tailored Coverage Options

Every business has different needs depending on the type and number of vehicles, as well as the nature of their operation. San Marcos Insurance Agency offers customizable coverage options to suit your specific requirements:

Liability Coverage

Covers bodily injury and property damage liability if your driver is found at fault in an accident.

Physical Damage Coverage

Includes collision coverage for accidents involving other vehicles or objects, and comprehensive coverage for non-collision incidents like theft, fire, or vandalism.

Uninsured/Underinsured Motorist Coverage

Protects you if your commercial vehicle is involved in an accident with a driver who has insufficient or no insurance.

Medical Payments Coverage

Pays for medical expenses for you or your passengers resulting from an accident, regardless of fault.

Hired and Non-Owned Auto Coverage

Provides liability protection when employees use their personal vehicles for business purposes or when you rent vehicles.

The San Marcos Insurance Agency Difference

Choosing the right insurance partner can make all the difference in handling claims efficiently and minimizing downtime:

Expert Guidance

Our knowledgeable agents specialize in commercial auto insurance and stay updated on industry regulations to provide accurate advice.

Personalized Solutions

We assess your business needs thoroughly to offer insurance plans that provide optimal coverage without unnecessary extras.

Claims Support

In the event of an accident, our team is here to help you navigate the claims process smoothly, ensuring quick resolutions.

Competitive Pricing

By partnering with leading insurers, we offer policies that balance comprehensive coverage with affordable premiums.

Protecting a Wide Range of Vehicles

We provide insurance for various types of commercial vehicles, including but not limited to:



• Delivery Vans and Trucks
• Service Utility Vehicles
• Business Sedans and SUVs
• Construction Vehicles
• Commercial Trailers

How to Get Started

Securing your commercial vehicles is a straightforward process with San Marcos Insurance Agency:

• Consultation: Reach out to us to discuss your business operations and vehicle use.
• Customized Quote: We'll provide a tailored insurance quote based on your specific needs.
• Policy Selection: Choose the coverage options that best protect your business.
• Ongoing Support: We offer continuous support, policy management, and updates as your business grows.

San Marcos Insurance Agency—Your trusted partner for comprehensive commercial auto insurance.

Disclaimer: Insurance coverage is subject to policy terms, conditions, and exclusions. Availability and pricing may vary by state and individual risk circumstances. Please consult with a licensed agent for detailed information.